Capital
Meets Clarity.

Developers. QS Firms. Lenders.
One platform between them.

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Built for Lenders to mitigate risk Designed for QS Firms to scale Optimised for Developers to preserve margins Built for Lenders to mitigate risk Designed for QS Firms to scale Optimised for Developers to preserve margins Built for Lenders to mitigate risk Designed for QS Firms to scale Optimised for Developers to preserve margins

Every UK construction loan moves through three sets of hands.

We replace the PDFs between them.

Developers QS Firms Lenders
Developers Capital efficiency Sees drawdown status the moment the QS submits. No more 2-3 week document cycles costing unproductive interest.
QS Firms Practice productivity Site visits drafted in minutes, not days. RICS-compliant by default. Lender-ready PDFs delivered without rewriting from notes.
Lenders Portfolio visibility Live BRS scoring across the book. Drawdown approvals in hours not weeks. Credit committee evidence at hand, not reconstructed.

Radically visible
lending.

Every project assessment, every monitoring report, every drawdown — visible to every stakeholder, in real time.

Developers

Stop losing weeks to drawdown cycles.

Mid-size UK developers, 5–25 active schemes.

  • Live drawdown status. See where each request sits the moment your monitoring QS submits — no more chasing by email.
  • Capital control dashboard. Cost-to-complete forecasting, ROCE protection, programme-vs-actuals across your schemes.
  • One submission, every party. Invoices, photos, evidence — submitted once, visible to your QS and your lender at the same time.
  • Programme tracking. Original schedule vs site reality, surfaced before slippage costs you.

Year 1 typical — agreed with founding-partner developers. Introductory ranges available on call.

Book a Scheme Review →
QS Firms

Run a faster, more compliant practice.

3-20 surveyor monitoring firms.

  • Initial Quote Builder. Quote a project in under 90 minutes. AI-drafted, QS-approved, lender-ready.
  • Site Visit Reports. Dictate notes on site. Report drafted before you leave. Sign off, deliver.
  • RICS AI Governance, built in. Every AI decision logged, every reliability sign-off captured. Audit-ready by default.
  • AI Site Schedule. Route-optimised visit planning across your portfolio.

Year 1 typical — £13–33k for a 3–10 surveyor practice, including bespoke onboarding.

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Specialist Lenders

Run your book in real time.

Specialist development & bridging lenders, £50m–£1bn books.

  • Real-time portfolio. Every project's drawdown status, BRS score, and risk position — live, not lagged.
  • Drawdown workflow. AI anomaly detection on incoming requests. Decisions in hours, not weeks.
  • QS panel onboarded. Mandate or sponsor your panel firms onto the platform — five to twenty firms in 90–120 days.
  • Audit-ready. Compliance audit trail and reliability decisions readable directly from the platform.

Year 1 typical — £32–96k for a £200m–£1bn book, including pilot onboarding and panel migration.

Book a Portfolio Review →

Built into your business in 90 days.

Delivered by our team, alongside yours — not handed over in a manual.

Days 0–30

Your workflow, mapped end-to-end

We map your existing process — quotes, visits, reports, drawdowns. Configure the platform to match. Migrate existing project data.

Days 30–60

Your AI, trained on your portfolio

Train AI agents on your historical project profile, RICS templates, and regional benchmarks. Hands-on training for every team member.

Days 60–90

Your business, fully integrated

Workflows live, team operating on the platform, first projects shipped end-to-end with our team alongside yours. End-of-quarter business review at handover.

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Founding partner programme

A small first cohort with direct input on what we build next.

10 places, total

Places by role

  • QS firms 3–10 surveyor monitoring practices
    ~6 places
  • Specialist lenders £50m–£1bn loan books
    ~2 places
  • Developers 5–25 active schemes
    ~2 places
RICS
“Every AI tool used in professional practice now requires a system register, named surveyor sign-off, and client disclosure.”
RICS Professional Standard — Effective March 2026

BankBuild is the only construction finance platform built from the ground up to automate 2026 RICS AI Governance. We manage the compliance architecture so your team can focus on the build.

There’s the patchwork. Then there’s one platform.

Construction finance moves between QS firms, lenders, and developers — through Word docs, lender portals, Excel trackers, email threads, and WhatsApp. BankBuild is what the work looks like when it lives on one shared layer.

Workflow
Today
On BankBuild
Site visit → drawdown approval
QS writes the report in Word, exports a PDF, emails the lender. Lender re-keys the figures into Excel. Developer chases the funds release on email. 2–3 weeks each cycle.
One report submitted from the field. Lender sees the live draw schedule. Developer sees status in their portal. Approval in days.
Project status across teams
QS WhatsApps the developer. Lender chases on email. Developer checks the lender portal. Three sources, none of them the same.
One source of truth, role-scoped. QS, lender, developer see the same numbers — the views differ, the data doesn’t.
Audit trail for credit committee
Reconstructed from email threads, PDF versions, and tribal knowledge. Credit committee does archaeology before approving the next draw.
One immutable trail across all three parties. Credit committee reads it directly.
RICS AI compliance
QS firm maintains a separate spreadsheet. Named sign-offs scatter across systems. Client disclosures sent ad-hoc when remembered.
Built-in register. Sign-offs logged per action. Disclosures auto-generated from the audit trail.

Construction is a financial asset. Not a sales lead.
Stop running it on the wrong tools, by the wrong people, in the wrong format.

The Operating Standard

Tailored workflows designed to manage risk, accelerate capital, and ensure total regulatory governance.

Master the Drawdown Cycle

Automated readiness gates (insurance, cost, contracts).

Real-Time Site Intelligence

Direct data extraction from site progress and invoices.

Predictive Capital Control

Live Cost-to-Complete forecasting and ROCE protection.

Automated Professional Advisory

3× capacity through human-in-the-loop AI agents.

Unified QS-Bank Bridge showing external QS feed synced with bank internal ledger Boardroom Site Oversight showing project health, site milestones and build value Capital control dashboard Bespoke Project Intake showing pipeline projects, sectors, funding required and KYC verification status

One platform between them.
From inspection to drawdown.

Laura, Founder & CEO of BankBuild
Behind the platform
I built BankBuild because I kept watching brilliant people reinvent the same broken process. A QS rebuilding a draw schedule from scratch every month. A lender chasing PDFs at 11pm. The work was fine. The infrastructure underneath was never built — so we’re building it. With the 2026 RICS AI Standard as the foundation, not the patch.
Laura Founder & CEO, BankBuild

Founded 2025. UK-incorporated. Recognised RICS Tech Partner. Built around the 2026 RICS Professional Standard on Responsible Use of AI in Surveying Practice.

BankBuild is an AI-native construction finance monitoring platform connecting quantity surveyors, lenders, developers, and contractors through a single data layer. Built for full compliance with the RICS Professional Standard on Responsible Use of Artificial Intelligence in Surveying Practice (1st edition, ISBN 978 1 78321 555 3), effective 9 March 2026. The standard is organised into five chapter-level sections which translate into twelve practical areas across three phases — know and decide, govern, and deliver and prove — for firms using AI in service delivery. BankBuild automates RICS AI compliance across every area of the standard, as a byproduct of normal construction monitoring workflow. Headquartered in the UK.

Construction finance monitoring is the process lenders use to verify that construction project funds are being spent according to approved budgets before releasing drawdown payments. It involves independent quantity surveyors inspecting sites, assessing costs, and reporting to the lending bank. BankBuild is built around the RICS AI standard's requirements from inception, not retrofitted after publication.